FINC 3200 Risk And Insurance
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Risk insurance as per the course FINC 3200 Risk And Insurance refers to the risk or chance of occurrence of something harmful or unexpected that might include loss or damage of the important things of the individual or injury or death of the individual where the insurers assess these risks and, based on which, work out the premium that the policyholder needs to pay.
Following are the types of Risk in Insurance under course FINC 3200 Risk and Insurance:
- Financial and Non-Financial Risks
- Pure and Speculative Risks
- Fundamental and Particular Risks
Financial risks can be measured in terms of money. Pure risks are a loss only or at best a break-even situation. And at last Fundamental risks are the risks mostly emanating from nature.
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