FIN 4324 Credit and Lending
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The FIN 4324 Credit and Lending course provide an in-depth understanding of lending and borrowing from financial institutions, with a focus on banks. It will be equipped with lectures, case studies and RMA modules (for certification). The course will include discussions with leaders in the banking industry.
A loan (from the Latin Credit, "(he/she/it) thinks") is a trust that allows one party to provide money or resources to the other party, where the other party does not pay immediately to the first party (thus taking over the debt) but promises that these resources (or other materials of equivalent value) will be redeemed or returned in the future. In other words, credit is a way to make reciprocity formal, legally binding and applicable to many outsiders.
The resources provided can be financial (for example, making loans) or can include goods or services (for example, consumer credit). The loan consists of any form of deferred payment. Loans are provided by lenders (also called lenders) to debtors (also called borrowers).
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